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Modern office building on Grey Street in Newcastle UK, showcasing professional business environment.
Modern office building on Grey Street in Newcastle UK, showcasing professional business environment.
Grey Street Wealth Logo in White

Looking after you, your family and
the next generation

Confident businessman in a blue suit smiling outdoors in an urban setting.

About

PAUL MOAT APFS

I have worked in financial services for over two decades. In that time, I have acquired skills and qualifications that allow me to give the best possible advice to my clients.

As Director of Grey Street Wealth, I run my own financial advice business to deliver a great service to clients. My business aims to look after clients like family. This is something we practice each day. Over the years, I have built up great relationships with accountants and solicitors, where we have mutual clients who receive full advice across many areas.

In my spare time, I enjoy running, mountaineering and visiting Cheltenham each March.

Diploma in Regulated Financial Planning
Award in Pensions Update
Certificate in Pension Transfer Advice
Certificate in Life & Pensions
Award in Long Term Care Insurance
Certificate in Financial Services (General Route)
Certificate in Discretionary Investment Management
Advanced Diploma in Financial Planning
Chartered Financial Planner

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RETIREMENT

As you start to look at the next stage of your life, getting the right advice can be priceless. Making a decision as to what you need to do with your pension can be daunting.

This could involve looking at your pensions and the income/lifestyle you can afford. Alternatively, when a
relationship ends, sometimes a pension can be shared or simply given. There will be decisions that professional advice can help you with.

Using cash flow modelling and the correct approach can help take some of the stress away. Looking at the best options for you and giving you advice to help you have the most enjoyable retirement.

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WEALTH MANAGEMENT

We deliver Wealth Management and Financial Planning in a personal, approachable way.
Our clients come from many backgrounds; however, most have or are running businesses, hold senior positions in large multinationals or are Professionals.
Surrounding yourself and your family with the right planner can help protect what you worked so hard for. We can implement a financial plan to help look after you, your family and the next generation. Delivering on key accountabilities

  1. First-class service from the moment you join us to when you pass your legacy on with our Private Client Review (PCR).
  2. Controlling and keeping your financial costs as low as possible.
  3. Taking advantage of tax savings and structuring your investment in a tax-efficient manner.
  4. Using Cashflow modelling to make sure you enjoy your hard work with peace of mind, you are leaving a legacy.
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Cashflow Planning

Grey Street Wealth - What is cashflow planning? from CashCalc

“In retirement, you need enough purpose to leap out of bed in the morning and enough money to sleep well at night”.

TESTIMONIALS

Mr Prinn

Managing Director – Engineering

Following the sale of my business and needing to plan for the long term I sought investment advice from Paul Moat. Paul provided a wide range of options based on my short and long-term plans, inheritance tax planning, retirement planning, long-term investment for my children and risk profile. Paul provided clear and well-balanced advice and investment options which have performed well in the short to medium term while also taking a longer-term outlook tailored to my circumstances.
I would strongly recommend Paul for his experience, knowledge and ability to listen and truly tailor an investment portfolio to the individual.

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Mr Simpson

Director - Print Management

Paul has always supported me and is always available to offer any advice when needed.
He makes me feel as if my investments genuinely matter to him – you’re not just a number!

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Mr Bradley

Director – Services

Passion, knowledge and a genuine interest in achieving the best for clients is what makes a truly professional Financial Adviser. Paul had this and more. His dedication and business excellence set him apart and I would highly recommend him to anyone wanting to achieve better financial outcomes.

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Mr Atkinson - Retired

Operations Director – Engineering

I was recently looking for financial advice on pensions and investments, and after speaking to several financial partners and being left confused, I was fortunately introduced to Paul Moat. Paul was able to give a straightforward explanation to the products available. From there he helped organise the setup of my pensions and investment and guided me through the set-up of my portfolios. Whenever I needed help Paul was always at the other end of the phone with a prompt answer or solution. His service is second to none and I would strongly recommend that if you are looking for financial advice, you speak to Paul first.

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Our Costs

We have a straightforward cost that lets you know what you pay. We have a complementary meeting so we can both meet to see if you and us would be a good match. Understanding your costs and how we can limit them is a key strategy for us. Below is an indication of the potential costs.
Pension / InvestmentFee percentage
£0 - £100,0003%
£100,001 - £250,0002%
£250,000 +1%
Minimum fee £1,000 Capped Maximum fee £10,000*

Ongoing Advice

Private Client Review is charged at 1% p.a. for funds up to £1m. The cost is then tied down after £1m. Please contact us for more information.
*This may be subject to change if extended Inheritance tax planning is needed.

Get in Touch

2nd Floor, 14‑16 Grey Street
Newcastle Upon Tyne
NE1 6AE

Call 0191 8146898
Contact Form